Every small business needs capital in order to start trading, to manage cashflow and to expand. The BEC offers independent information and guidance on the options available to you to finance your business.

We can provide you with unbiased details about the banking and finance products available to small and micro businesses. The BEC can also help you to understand and prepare the information that lenders need to process a loan application.

In addition, our finance specialists can provide information about alternative finance solutions, such as factoring and leasing. In some cases you may even be able to raise capital without borrowing (for example, by obtaining external investment or having a sale to reduce excess stock).

Independent perspective

The BEC provides an independent perspective on your financial situation. Our experienced advisers can help you to resolve a single financial issue or explain how to develop a complete financial plan. We know that the way you structure your finances can affect your future profits and taxation obligations, and we are keen to help you to find finance solutions that are right for your business.